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Very interesting tale http://jurnal.umrah.ac.id/?p=4641 how long does 20 mg cialis last  With the moving due date, some months the bill is suddenly due on the 2nd or 3rd. For retired schmucks like myself, even paying on the first with electronic bill pay, the money somehow doesn’t end up as being “paid” until after the due date (another issue…), which I only realized lately by accident. A check of my bills showed I’ve unwittingly paid quite a few late fees over the past year. A few bucks here and there, but no doubt it’s another extraction for them that adds up handsomely.