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It's serious http://tubegalore.in.net/ tube galor  Many of us envision traveling more, sipping wine in a nice restaurant and enjoying a comfortable life when we retire. However, the reality could be very different from what we imagine. A recent National Institute on Retirement Security study showed that a typical near-retirement household has only $12,000 in retirement assets. Having to watch what we spend will be an unfortunate retirement reality for many of us. However, you don’t have to spend a lot of money to have fun in retirement. There are many low-cost options for retirees, especially in the summer. Here are some ways to have fun without busting your retirement budget: