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I'm in my first year at university http://xhamster.in.net/ xhamster live  The Dow Jones industrial average fell 78.64 points or0.51 percent, to 15,372.37, the S&P 500 lost 5.79 pointsor 0.34 percent, to 1,688.37 and the Nasdaq Composite dropped 9.72 points or 0.26 percent, to 3,674.723.