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How do you know each other? http://tubegalore.in.net/ tubegalore  You didn’t fear anything like that because of all the safeguards put in place to make sure it never happened again…..and then it did. The destruction of our economy in 2008 shook people to their soul. No one will ever just charge and spend. Everyone will hold back and save a bit more than before. You cannot return to an overheated economy when the nature of people is to save a buck instead of charge a buck. This will not leave for a generation or two.